Trawling the internet for real estate news, one could be forgiven for getting a little confused by the sheer volume of contrasting commentary. For example, I recently came across an authoritative article, which informed me that the number of foreclosures was still climbing, and property sales were still falling in the US.
Well, there was no big surprise there. Reading this piece, I learned that poor old Las Vegas continues to reign as the foreclosure capital of the country. I also discovered that Texas, with a huge 35% rise during February 2010, claimed the top spot for the state with the biggest increase in the number of property foreclosures. This second statistic was the one that really caught my eye, as I had only just finished reading another article, published in the Washington Post, under the headline ‘How Texas escaped the real estate crisis’.

So how can one article claim that Texas has the unfortunate distinction of being the state with the highest increase in foreclosures, while another simultaneously hails it as a beacon of success?

The significant thing here is that a 35% increase, in a comparatively small number, can result in a relatively minor increase in actual inventory. So, if there were only 4 houses in foreclosure in the whole of Texas, and suddenly another 4 houses appeared on that market, that would be a 100% increase – but it is still only 8 houses in total.

Solar PV Design

Solar PV modules offer enormous potential to architects and engineers. When the decision is made to integrate solar PV into the building, the whole design process must take account of it. The inclusion of PV modules influences the building’s orientation, footprint, layout and form and BIPV will have a considerable affect on the building fabric.

Integrated PV

As well as generating electricity, an important benefit of building integrated solar PV is that some of its capital cost will be offset by reducing the amount spent on construction materials that would ordinarily have been used in traditional buildings.

PV Orientation

The orientation of the building is an important factor, as only the south facing roof and walls will be suitable for solar PV integration. In the northern hemisphere, the sun will not reach the north facing walls of a building so the visual appearance of these non-solar PV areas must be considered separately.

PV Electricity Demand

Building integrated PV must be considered as an essential part of the energy strategy of the building. The artificial heating and lighting demand must be minimized and the, fixed and portable, electrical equipment must operate as efficiently as possible. The building’s total electricity demand must be calculated to establish accurately the area of the building’s surface that will ultimately be covered with photovoltaic modules. Where electricity is generated in-house, for use in the host building, there is the underlying benefit that the transmission and distribution losses will be negligible.

BIPV Architecture

Building integrated PV presents architects with a host of opportunities to integrate new materials, colours, textures and shapes onto the exteriors of their buildings. A large variety of standard and special solar PV modules are prefabricated for the building integrated PV market.

Small Roof Integrated PV

Solar tiles are a much neater alternative to ‘bolt on’ solar panels for the pitched roofs of houses and small commercial buildings. Solar PV roof tiles are manufactured to the same modular size as large format roof tiles so that they can be integrated into a newly constructed roof or into an existing roof when the roof covering is being replaced.

Large Roof Integrated PV

Waterproof solar PV roofing membrane is available for medium and large commercial and industrial roofs. This high performance roofing solution can be used on new or replacement roofs. It is lightweight, flexible and offers reliable weather protection while, at the same time, converting the sun’s energy into electricity.

PV Rainscreen Cladding

Rainscreen cladding is an established building façade system. It consists of a metal sub-frame in-filled with cladding panels, typically of bricks, brick tiles, terra cotta tiles or ceramic tiles. A variety of solar photovoltaic infill panels, in the form of transparent, semi-transparent or opaque glass, can be incorporated into a rainscreen grid.

PV Glass Curtain Walling

Curtain walling is a very popular, non structural, facade treatment used in commercial building design. It is very stylish, has modern clean lines and is aesthetically pleasing. Curtain walling systems are available with solar PV cells encapsulated between panes of toughened glass. The glass can be opaque or transparent and double or triple glazed with the integrated solar cells.

PV Atria and Canopies

Atria and canopies are horizontal or sloping surfaces where photovoltaic modules can be applied. Solar PV cells can be incorporated into patent glazing over atria and canopies. The PV integration is visible from the inside of the building and the proportion of opaque can be adjusted to provide transparent, semi-transparent or opaque sun shading.

Solar PV Architecture

Solar energy is set to play an increasing role in generating the form and affecting the appearance of modern buildings. As more architects gain experience in incorporating photovoltaic systems into the built environment, this relatively new technology will blend almost invisibly into the worlds urban and rural landscapes.
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Eight Tips for Getting Started in Real Estate Investing

Introduction

This is just the basics for getting started in real estate investing. This article gives you some information about things to do to get started. Everything in this article is tools that can be applied to helping anyone get started in real estate investing. Laws and legal practices vary from state to state, and laws can change over time. I strongly encourages the reader to consult with professionals and an attorney prior to entering in any real estate transaction or contract. With that said prepare yourself to think a little differently and expand your mind. Let’s get started on an amazing adventure.

The Eight Tips are as follows

1. Desire
2. Goal Setting
3. Learning What To Do
4. Attending a Real Estate Investing Seminar
5. The Billings Montana Market
6. Finding a Mentor
7. Your Real Estate Team
8. Just Do IT

Every business has it’s jargon and residential real estate is no exception. Mark Nash author of 1001 Tips for Buying and Selling a Home shares commonly used terms with home buyers and sellers.

1031 exchange or Starker exchange: The delayed exchange of properties that qualifies for tax purposes as a tax-deferred exchange.

1099: The statement of income reported to the IRS for an independent contractor.

A/I: A contract that is pending with attorney and inspection contingencies.

Accompanied showings: Those showings where the listing agent must accompany an agent and his or her clients when viewing a listing.

Addendum: An addition to; a document.

Adjustable rate mortgage (ARM): A type of mortgage loan whose interest rate is tied to an economic index, which fluctuates with the market. Typical ARM periods are one, three, five, and seven years.

Agent: The licensed real estate salesperson or broker who represents buyers or sellers.

Annual percentage rate (APR): The total costs (interest rate, closing costs, fees, and so on) that are part of a borrower’s loan, expressed as a percentage rate of interest. The total costs are amortized over the term of the loan.

Application fees: Fees that mortgage companies charge buyers at the time of written application for a loan; for example, fees for running credit reports of borrowers, property appraisal fees, and lender-specific fees.

Appointments: Those times or time periods an agent shows properties to clients.

Appraisal: A document of opinion of property value at a specific point in time.

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When you are apartment hunting, prepare a rental search plan. Be sure to know in advance what you want in an apartment and what you can live without.Decide in advance what areas of the city you could consider living in and make a list of apartment buildings within that perimeter.
Be sure to consider how far and how convenient it will be for you to travel to your job or your school or your family and friends. Also, how far is the apartment from stores, banks, hospitals, Church (if you attend) etc. If you have a car, make sure that there is adequate and convenient parking space 24/7. If you don’t drive make sure that there is close by public transportation.
If you are familiar with the area and its neighborhoods, that gives you a distinct advantage for your apartment search. If, however, you are relocating to a new city or are not particularly knowledgeable about the city, you may want to contact an Apartment Locator or an Apartment Finder.

You Have Located Your “Dream Apartment”

Once you have located your “dream apartment”, or as close to your perfect apartment as possible, now it is necessary to pay extremely close attention to the particulars of the rental agreement. An Apartment Lease is a contract between you and the landlord. Once agreed upon and signed by the tenant and the landlord, the rental lease creates obligations and restrictions for both parties. The most obvious covenants of the apartment lease are the length of the rental, (Six month lease, one year lease, two year lease, etc.) The amount of the security deposit, when the rent is due, who is responsible for what utilities. Also in that apartment lease, however, are stipulations, (sometimes in small print) that can cover a great variety of landlord and tenant obligations and restrictions. They can include, but are not limited to, the following:

o Maintenance of the apartment

o Care of the premises

o Cleanliness

o Insurance

o Use of Common Areas

o Keys and locks

o Loss or damage

o Parking

o Garbage disposal

The Apartment Rental agreement that you sign as a prospective tenant will not change once you become the actual tenant of that apartment.

Good luck in your apartment search and good luck in your new apartment.

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